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Anvaya Cove Club Share For Sale! For only 49,000/Mo for 2 years! Hurry Limited Shares Only!





GREAT NEWS FROM ANVAYA COVE!

Now, you can be a part of ANVAYA COVE without having to buy a property, but only owning a CLUB SHARE MEMBERSHIP ONLY!

For Only 1.3M – lifetime Club Share


enjoy exclusive rights to the following:

  • ANVAYA BEACH CLUB

+ More than 3.7Km stretch of Beach Cove

+ Tower Bar

+ Pawikan Bar & Grill

+Bamboo Café

+Veda Spa

+Seahorse Kiddie Village

+Water Sports Pavilion

  • ANVAYA NATURE CAMP (WITH NATURE TRAILS, ZIPLINES, ETC.)



  • WORLD CLASS, 18 HOLE CHAMPIONSHIP, ALL WEATHER GOLF COURSE.

                    World class golf experience, sprawling 82 has & 7,200 yardage 

+ 4 signature holes that simulate the famous “Pebble Beach” experience.

+5 Tee Placements

  • GOLF CLUBHOUSE

+Veranda

+Lounge Bar

+Private Dining

+Ballroom & Boardrom

  • SPORTSCENTER

+Multi-purpose Courts

+1,000sqm pool complex

+Fitness Center

+Game Room (i.e. Arcade, Table Tennis, Billiards, etc.)

+Café

For only Php1.3M 

Payable in 2 years, 0% INTEREST!

Monthly Amortization: P49K/mo for 2 Yrs

For Existing Members who want upgrade:

*P550K only payable in 1 yr, 0% Interest!

Downpayment: 100K

Monthly Amortization: P37,500/mo for 1 Yr.

*OR only P400K if cash!

HURRY! LIMITED SHARES ONLY!

Reservation Fee: Php100K only



————————————————————————————-

Other General Information about the Anvaya Cove Golf and Sports Club membership/share:


Membership dues: estimated at Php5,500/month with a consumable amount of Php500.00

Holding period of five years – the member can sell his share after the Club has fully operated for five years.

Automatic dependents: spouses; unmarried children below 21 years of age to be reconciled with cut-off age with the Beach & Nature Club

Reciprocity model will take effect only upon completion of Golf & Sports Club – if golf member wants to use the Beach & Nature Club, ALI can assign a class B share to him until completion of the Golf & Sports Club.

He must be willing to pay dues attached to the assigned Beach & Nature Club share.  He is qualified to be assigned a class B share if he has paid 50% of the golf share.  Access will only be allowed by January 2011.

Anvaya Cove Golf and Sports Club Reciprocity Model



Anvaya CoveGolf Course Information

An 82 hectare, 18-hole all-weather, 7,200 yard, par 72 championship golf course designed by Golfplan’s Kevin Ramsey – the course will circle across all Anvaya Cove’s neighborhoods.

Holes 1-9 (Mountain Nine)

The front nine course provides elevated vistas of not only the sea but the Bataan and Zambales mountain ranges as well. Situated near or at the development’s ridges and peaks.

Hole 10-18 (Seaside Nine)

Resonating the designs and layouts of other popular seaside courses, the back nine course combines the beauty of the nature and panoramic views of the sea.

Anvaya Cove Golf Course Holes

Holes that are being developed: 2, 7 and 8

Signature Holes (because of the view): 11, 12, 13

Hole 11


Tee Placements:

  • Yellow – kids
  • Red – Ladies
  • White – Beginners/Novice
  • Blue – Seasoned golfers
  • Gold – Pro Golfers



HURRY! LIMITED SHARES ONLY!

bataan beach lot for sale

Reservation Fee: Php100K only


PLEASE CONTACT ME FOR MORE DETAILS REGARDING THE AVAILABLE SHARES IN ANVAYA COVE. THIS IS DIRECT TO AYALA LAND INC.


For a Guided Tour, Reservations and Inquiry Please call:

Lloyd Diaz

Premier Property Specialist

Ayala Land Inc

Cell No. 0917-817 9000

Land Line. 585 9130

lctdiaz.ayalalandpremier@yahoo.com

BBM:  

YM: iamlloyddiaz

Skype: iamlloyddiaz

www.sulit.com/AyalaLandPremierL

http://www.twitter.com/iamlloyddiaz


ALSO AVAILABLE: Ayala Westgrove HeightsAyala GreenfieldMontecito, Abrio, Santierra, Anvaya CoveNuvali Commercial LotsOne SerendraPark Terraces,  Bonifacio Global City Commercial Lots


Montecito: Visionary Planning Fulfilled

Montecito: Visionary Planning Fulfilled

Jose Yulo Jr. envisioned a community where he could share the beauty and rich heritage of Canlubang with family and friends. Ayala Land Premier and Mr. Yulo are seeing this vision though in Montecito.

Montecito’s inclusion in the portfolio of Ayala Land Premier’s distinctive communities comes as no surprise. Located on what was part of the Yulo estate and where Nuvali is now situated, Montecito complements the new standards of living that Ayala Land Premier envisions for Canlubang.

Jose Juan Z. Jugo (JJZJ), Head of Ayala Land Premier Land and Houses answers questions regarding Ayala Land Premier’s collaboration with the Yulos.

Montecito now joins ALP’s roster of distinctive communities. Tell us more about how this happened?

JJZJ: Ayala Land, Inc. (ALI) has had a long partnership with the family of Mr. Yulo on the properties around Montecito. That alliance has been very successful and fruitful. Therefore, it felt natural to extend the relationship through additional projects-Montecito was the answer because of its beautiful terrain, great views, lots of green, open spaces and even its own lake, It was a natural fit to our brand.

Creating distinct communities is one of the pillars of Ayala Land Premier communities. We felt that Montecito was the right project to address yet another niche-one that embraces gracious living and timeless values. Almost everything in Montecito, from the way the lakes welcomes those who enter its premises to the way one individual lot relates to the others around it-was designed to encourage a kind of gracious interaction.

What did Ayala Land see in Montecito?

Montecito’s promise is supported by a very strong backbone: the concept of family and friendship. Mr. Yulo took that real estate concept several steps forward. The design of the village was deliberate to make family and the closest of friends interact with each other.-the way good neighbors used to. Greenways between lots serve dual purposes. They ensure that there is enough space between homes for valuable privacy. But they also make it easy and conducive for neighbors to come together and bond whenever they choose to. The lake is another example. Not only is it a central water feature for visual appreciation. It is there for fathers to go fishing with their children, and for children to run and bike around without their parents worrying. Physical features like these, put together, crystallize that vision of gracious living and preserving timeless values. These are beliefs that Ayala Land Premier shares.

How is Montecito aligned with the existing projects of Ayala Land Premier?

Ayala Land Premier works around by five pillars of excellence: prime location, distinctive communities, unsurpassed quality, hassle-free service and worry-free ownership.

Montecito is surrounded by Nuvali, therefore as far as Nuvafli conveniences are concerned, Montecito enjoys similar advantages as other ALI projects within Nuvali.

What makes Montecito distinct in addition to the features mentioned earlier is the Locsin-designed Yulo estate within Montecito, and the land it sits on was so generously donated by Mr. and Mrs. Yulo to the community. Our designers are now working with Andy Locsin of Leandro V. Locsin Partner to convert that mansion into a village clubhouse that shall be called “Pasa Tiempo”. Never before have we had the opportunity in other projects to offer a clubhouse with such heritage to our residents. Interestingly, this former private residence is going to be the largest clubhouse we will have in our current portfolio of high-end projects.

Montecito’s quality is very apparent once you enter the grounds. Everything looks sharp and well-maintained. Ayala Land Premier’s involvement in Montecito helps to ensure that this quality will be continued and safeguarded all the more.

The last two pillars: hassle-free service and worry-free ownership are really measures of the high level of service standards we give to all our buyers across our projects. We have worked very hard to ensure that the servicing one buyer receives in one project is of the same quality as another would get in the others. There are very strict practices we apply in our projects to ensure that our buyers and residents are satisfied to their expectations. Montecito is  not going to be an exception. We have embraced it and made it one of ours-and with that comes everything else that comes with the brand.

What new project features will you be adding? What can residents look forward to doing in Montecito?

The major facilities such as Pasa Tiempo’s renovation and a Locsin-designed chapel will be completed by 2011. There will also be a few residential blocks and road networks that we will be redesigning to make the lot cuts more homogenous with each other.

Would you say that Montecito is centrally-located? What are the nearby schools, hospitals, business districts and lifestyle centers?

There are two ways to answer this: the immediate and the forthcoming.

The immediate way is to say that Montecito if a five-minute drive away from the heart of Sta. Rosa. As we know, Sta. Rosa has become a
bustling, highly-respectable town filled with very exclusive communities (several of which are ours), shopping centers, medical facilities and top private schools such as La Salle and St. Scholastica’s. The second answer is that Montecito is embraced by Nuvali. As we know, ALI is developing Nuvali as the regional center of the South-a regional powerhouse development. Being the next major center in the country, one can expect even more developments to come in time. All of these forthcoming developments such as a business district, retail hub, BPO campus, and others will be accessible from Montecito.

Also key to note is now that Montecito is now part of Ayala Land Premier’s portfolio, its main access is now through the Nuvali Spine Road coming from either the Sta.Rosa-Tagaytay Road or in a few months, through the road we are building from the Mamplasan exit. A true convenience coming from the circuitous backroads one had to pass before the partnership was forged.

Tell us more about “Welcome back to how life once was.” campaign. How does this tie-in with Montecito? How do people develop stronger family ties and a real sense of belonging in a community?

During our partnership talks, I had the privilege of personally getting to know some of the family members who saw the project rise from the start of development. And throughout our discussions, I could tell that family and community were truly the backbone of the project’s vision. The project was intentionally designed to foster interaction with family and neighbors. Almost like a sequence of steps beginning with the welcoming breeze by the lake and culminating with the laid-back Pasa Tiempo experience, Montecito reminds us of things which really matter most. And the design encourages its residents to live those values-gracious living, neighborliness, being part of something important, and creating one’s own legacy. The elements and features in Montecito not only help us see this, they help us live them through again.

Article courtesy of: Ayala Land Premier

PLEASE CONTACT ME FOR MORE DETAILS

For a Guided Tour, Reservations and Inquiry Please call:

Lloyd Diaz

Premier Property Specialist

Ayala Land Inc


Mobile: 0917 817 9000
Tel no: 02 585 9130

Email: lctdiaz.ayalalandpremier@yahoo.com 

BBM:  

YM: iamlloyddiaz

Skype: iamlloyddiaz

www.sulit.com/AyalaLandPremierL

http://www.twitter.com/iamlloyddiaz

Read more: http://www.sulit.com.ph/index.php/view+classifieds/id/3413128/Montecito+in+Nuvali+Call+0917+817+9000+Now%21

One Serendra (East & West Tower) For Sale! Pre Selling!

Situated within the 12-hectare garden condominium development of Serendra in the emerging business district of Bonifacio Global City, One Serendra offers a unique living proposition: a gracious suburban lifestyle within the conveniences of the city.

East Tower and West Tower at One Serendra

CLICK TO ENLARGE >

One Serendra provides gracious suburban living in the city – combining the comforts of larger, more thoughtfully- planned living spaces, gardens and open spaces traditionally found in subdivisions with the conveniences of access only an urban location provides. With 65% of its hectares dedicated to open space and landscaped gardens, exclusive country-club-like amenities, and unmatched access to urban necessities, One Serendra provides homeowners both a sense of unparalleled convenience as well as immediate escape —- truly the best of both worlds.

The project is a distinctive, sprawling, human-scaled development consisting of low-to-mid-rise terraced sections in the first few phases, gradually spiraling to taller section in later phases, all set within landscaped tropical gardens. It combines a European-inspired masterplan with Filipino architecture patterned after the distinctive “bahay na bato” design. And within this private enclave, residents are able to enjoy exclusive amenities such as a dedicated spa, underground badminton, volleyball and basketball courts, multiple swimming pools, gyms and many others. With the addition of the Towers, additional facilities will be added which will only serve to enhance the living experience of those currently residing in the One Serendra community.

CITY WITHIN REACH
One Serendra is conveniently located within Bonifacio Global City (BGC) – a bustling commercial and residential district that is the home of passionate minds. Over the years, BGC has become a destination of choice for those who enjoy its wide open roads, green spaces, unique restaurants, art installations as well as those who patronize its leading health and educational institutions.

Nestled seamlessly within the Serendra Development is the Shops at Serendra. Quaint multi-cultural restaurants, trendy boutiques, art galleries, home stores and unique service establishments are just a few steps away.

At the heart of the City Center masterplan of Bonifacio Global City, Bonifacio High Street offers the central work-play experience in the business district, with its ground level of shops and second level of office spaces.

And, just across the road is Market! Market! which provides the best regional delicacies, fresh fruits and flowers and all your basic necessities. Whether you are searching for delicacies from various Philippines provinces or haggling with your suki for the “best price” for that perfect plant for your terrace – the possibilities at Market! Market! are endless.

LIVING AMONG GREENS
One Serendra prides itself in being the lowest density project within Bonifacio Global City today and is considered the pioneering residential development of its kind in the market, with approximately 65% of its area dedicated to open spaces and landscaped greenery and various amenities and facilities.

From Nicaraguan Jasmine trees, flowering trellises filled with thunbergia, swaying bamboo clusters to a pond filled with koi, One Serendra provides a unique garden environment that provides the spirit with an overwhelming sense of calm. All this, at the heart of the city – is truly a rare find.

ENGAGING PASSIONS
No other development offers similarly scaled amenities that One Serendra provides. With more than a half a hectare of fitness and wellness facilities, One Serendra residents will always find avenues to engage in their passion. In addition, One Serendra provides venues for social gatherings and indoor and outdoor play for children of all ages.

THRIVING COMMUNITY
Not only has One Serendra continued to grow as a development, but has also evolved into being a home to a dynamic community. Earlier phases such as the Palm, Bamboo, Mahogany and Narra sections have since been turned over to unit owners with approximately 500 families calling One Serendra a home. They have organized among themselves several social events to jointly celebrate various occasions to further strengthen neighborhood ties.

Residents have also shown tremendous interest in sustaining the grandeur of the One Serendra development as it was delivered. In fact, the Serendra Condominium Corporation has been turned over to a resident-controlled board – thereby allowing residents to take an even more active role towards the maintenance and upkeep of the landscaped areas, amenities and facilities.

OTHER AMENITIES AND SERVICES
One Serendra also provides its residents a wide range of additional amenities and services to enhance the living experience.

  • Reputable Building Management
  • Full Concierge Service
  • Dedicated Administration Offices and Mailroom per phase
  • 24 Hour Building Security
  • 24 Hour Doorman
  • Personal Storage Spaces for individual purchases/lease (2011)
  • Exclusive Laundromat services for use of residents

West Tower Interactive Map
CLICK TO VIEW MAP >

Avail any of these special schemes available for reservations:

1) SPLIT DOWNPAYMENT- with low downpayment

  • 10% 1st DP
  • 10% 2nd DP
  • 80% spread up to 1 month before unit turnover in 2015
  • interest-free

2) BULLET PAYMENT SCHEME – with low monthly amortization

  • 15% DP
  • 40% spread up to 6 months before unit turnover in 2015
  • 45% annual bullet payment
  • interest-free

RESERVE A UNIT IN ONE SERENDRA NOW!

FOR A GUIDED TOUR, INQUIRIES, SITE VISIT AND RESERVATIONS PLEASE CALL :

LLOYD DIAZ

Premier Property Specialist

AYALA LAND PREMIER

Mobile: 0917 817 9000

Landline: 585 9130

Email: lctdiaz.ayalalandpremier@yahoo.com 
ALSO AVAILABLE: Ayala Westgrove Heights, Ayala Greenfield, Montecito, Abrio, Santierra, Anvaya Cove, Nuvali Commercial Lots, Bonifacio Global City Commercial Lots

Santierra in NUVALI Last 120 LOTS! Get Letter of Intent Forms NOW!

Here are the last 120+ lots of Santierra and their estimated prices

Santierra is a very beautiful village and has a big upside as the lots here are only limited to 400+ & only 4 to 5 houses per hectare.

Investors who purchase today will enjoy big profits as the development at Nuvali progresses over the next 10 yrs

FOR MORE INFO REGARDING SANTIERRA PLEASE GO TO http://sulit.com.ph/3033211

You can leverage the purchase of a Santierra lot with only 20% down,

80% of which can be spread over 10 yrs using BPIs promo of only 5.75% interest!

Starter Lot – 10Mil , 652sqm
P 2m down,

P 95k/ month for 10 yrs


For a Guided Tour, Complete Floor Plan, Reservations and Inquiry Please call:

LLOYD DIAZ
Premier Property Specialist
AYALA LAND PREMIER

Mobile: 0917 817 9000

Landline: 585 9130

Email: lctdiaz.ayalalandpremier@yahoo.com 

ALSO AVAILABLE: Ayala Westgrove Heights, Ayala Greenfield, Montecito, Abrio, Santierra, Anvaya Cove, Nuvali Commercial Lots, One SerendraPark Terraces,  Bonifacio Global City Commercial Lots

Premier living returns to Makati with Park Terraces

Park Terraces by Ayala Land Premier
Park Terraces by Ayala Land Premier

Park Terraces is bound to set the bar for premium residential developments all over the country. It is set to draw interest from buyers both in the Philippines and abroad, which will no doubt add to the international appeal of the country’s business-and soon-to-be residential-hub.

After the phenomenal success of Santierra Nuvali, a luxury master-planned community in Santa Rosa, Laguna, Ayala Land Premier’s next move is to return to the heart of the country’s central business district.

Adding to the renowned Makati skyline is Ayala Land’s latest residential enclave Park Terraces. Situated on Arnaiz Avenue, at the heart of the redeveloped Ayala Center, it is set to offer premier living spaces providing future residents with both convenience and luxury in Makati’s “newest prime location.”

The three-tower development is Ayala Land Premier’s first sustainable vertical community. Ayala Land’s Bobby Dy said the project is anchored on globally benchmarked building principles. “It is going to be finer, greener and closer,” Dy said.

Dy described the building as something that will be “beautiful, timeless and elegant-inside and out.” In terms of architecture, the design features a tall and slender high rise accentuated with simple lines. “This project will define the skyline of the newly redeveloped Ayala Center,” said Dy. Dy said one of the challenges that condominium developers have is how to maximize space. Park Terraces innovative design provides “a sense of space” by having the living room, the dining room and the kitchen in one complete layout. The view of the city’s skyline is something that Dy and his structutal engineers took seriously. Dy said beams are usually seen cutting through rooms and obstructing the view of the outside. “We’ve gotten rid of the beams to make sure that your views are unparalleled,” he said.

“We’ve made it easy for everyone to make responsible choices,” said Dy. According to him, they have incorporated “environment-friendly features” into the building.

One of these features is a master switch card that shuts everything off when no one is inside the unit-everything except the fridge. The hallways are furnished with motion sensors, according to Dy. These sensors turn off the lights in the hallways when nobody is present.

Going “green” also extends to Park Terraces ventilation features, which include sliding doors to let natural air in for 60 percent of the units. According to Dy, there are also four corner breeze ways in the corridor for natural ventilation.

“Just by living here, you reduce your carbon footprint,” Dy said. How? By walking, of course. “Everything is so close,” he said. Given its location, future residents can enjoy Park Terrace’s proximity to both business and leisure establishments.

Retail spaces, cafés, restaurants and wellness outlets are also planned for the ground-level spaces, and the location provides easy access to all commercial establishments found within Ayala Center.

source: http://www.atayala.com/project_updates.php?id=4101




You have several choices: 

 1.)    1 Bedroom Units (approximately 70-90sqm) Cost around P9.8-12M, but it may be split into monthly amortizations.

2.)    1 Bedroom Units with an extra FLEX ROOM (big sized, approximately around 105-117sqm) around P14-15M but it may be split into monthly amortizations

3.)    1 Bedroom DELUXE UNITS – BIGGER 1BR Units with BIGGER FLOOR AREAS (with BIGGER FLEX ROOMS) – Limited Edition Units.

4.)    2 Bedroom Units (approximately 110sqm-144sqm) costs around P15-25M depending on the size.


FOR PHASE 2 (TOWER 2) of PARK TERRACES:

1 Bedroom with Flex

32 H – 1 BR with Flex

The H Unit is a preferred unit of choice! It has a BIG & Spacious living / dining area that’s overlooking the South View! This 1BR is also BIG ENOUGH to host inside the unit (1) A walkin closet for the Master’s Bedroom AND (2) AN L-shaped kitchen, all inclusive of European Grade Kitchen Cabinetry, Range hood, Solid Surface Countertops, etc. Unit also has a two-door master’s toilet and bath that’s flexible for access either through the Master’s bedroom or the living / dining area. The Master’s Bedroom also has a Balcony facing the MAKATI SKYLINE offering you a fantastic view for your afternoon / morning while inside the unit! Unit also has a FLEX ROOM, which may be converted into a 2nd bedroom or a storage room, a music room, library, home theater room, or anything that you may find to suite your needs!  Truly, a BEST VALUE UNIT at hand.

 1 Bedroom Unit

32K – 1Bedroom – *Special UNIT OFFER: only available for Discounted Bank Financing Scheme 

One of the smallest, yet BEST QUALITY UNITS facing the MAGNIFICENT VIEW of the MAKATI SKYLINE! This unit has a big floor area total of 72sqm! 6 sqm of this is dedicated for the balcony so it you prefer to savor the view from the outdoors of your unit by putting up a small breakfast table or tea table while you watch the city wake up, this is the unit for you! Unit’s also supporting windows overlooking the view from almost all parts of the unit, even making the unit look bigger! Unit also comes with a Flexi-Use Washroom that may be accessed either directly from the Master’s Bedroom OR the Kitchen area for your guests (w/o having to go through the Master’s bedroom)! Unit’s also fully finished with first class finishing & is inclusive of a Parking Slot! Truly, a BEST VALUE UNIT for Aesthetics & the SiZE!

For a Guided Tour, Complete Floor Plan, Reservations and Inquiry Please call:

LLOYD DIAZ
International Property Specialist
AYALA LAND INC.


Mobile: 0917 817 9000

Landline: 585 9130

Email: lctdiaz.ayalalandpremier@yahoo.com

Twitter: iamlloyddiaz

Buy and Sell Philippines

http://www.sulit.com.ph/?ref=AyalaLandPremierL

Anvaya Cove Seascape Ridge (Bataan/Subic Lots for Sale)

ANVAYA COVE 

This sprawling 320-hectare leisure development consists of rolling hills with hundreds of bamboo, mango, cupang, cashew and Narra trees; has a peak elevation of over 130 meters above sea level; and overlooks a 3.5 kilometer coastline with 2 private coves.

Anvaya Cove is designed to be a special place where your family can bond closely, share unforgettable experiences and forge lifelong memories. Only 20 minutes away from Subic Bay Freeport, Anvaya Cove offers an accessible escape from the city.

Share your home with our Giant Sea Turtles or Pawikans, one of the natural inhabitants of Anvaya Cove, or play hide and seek with the many different species of migratory birds.

“Walk barefoot for an hour everyday in Anvaya’s magnetite laden sands to improve blood circulation”, advices one of our doctor homeowners.












LOT ALONE IS STILL AVAILABLE (Please refer to this site http://sulit.com.ph/1356749 ). 


PLEASE CONTACT ME FOR MORE DETAILS


For a Guided Tour, Reservations and Inquiry Please call:

 

Lloyd Diaz

Premier Property Specialist

Ayala Land Inc

 

Mobile: 0917 817 9000
Tel no: 585 – 9130

lctdiaz.ayalalandpremier@yahoo.com

ANVAYA COVE (Bataan/Subic Beach Lot for Sale)


ANVAYA COVE

         This sprawling 320-hectare leisure development consists of rolling hills with hundreds of bamboo, mango, cupang, cashew and Narra trees; has a peak elevation of over 130 meters above sea level; and overlooks a 3.5 kilometer coastline with 2 private coves.

Anvaya Cove is designed to be a special place where your family can bond closely, share unforgettable experiences and forge lifelong memories. Only 20 minutes away from Subic Bay Freeport, Anvaya Cove offers an accessible escape from the city.

Share your home with our Giant Sea Turtles or Pawikans, one of the natural inhabitants of Anvaya Cove, or play hide and seek with the many different species of migratory birds.

“Walk barefoot for an hour everyday in Anvaya’s magnetite laden sands to improve blood circulation”, advices one of our doctor homeowners.

 























PLEASE CONTACT ME FOR MORE DETAILS REGARDING THE AVAILABLE LOTS IN ANVAYA COVE. THIS IS DIRECT TO AYALA LAND INC.


For a Guided Tour, Reservations and Inquiry Please call:

 

Lloyd Diaz

Premier Property Specialist

 

Ayala Land Inc

 

Cell No. 0917-817 9000

Land Line. 585 9130

lctdiaz.ayalalandpremier@yahoo.com